Total Lifestyle Credit
Total Lifestyle Credit Dental Payment Plans
Affordable dental treatment with flexible payment options.
Total Lifestyle Credit
At Pimpama Dental, we understand that cost can sometimes delay important dental care. That is why we offer payment plans through Total Lifestyle Credit (TLC), helping you access the treatment you need now and pay it off over time.
With flexible repayment options, competitive interest rates, and no upfront fees, TLC makes it easier to prioritise your oral health without financial stress. TLC payment plans are designed to suit a wide range of financial situations, making dental treatment more accessible for more patients.
Benefits include:
• No upfront fees
• Competitive interest rates, starting from 6.3% for eligible applicants
• Flexible weekly repayment options
• No early payout or exit fees
• Quick and simple application process
• TLC manages the process directly with you
How Does The Process Work?
Steps with Total Lifestyle Credit
Accessing dental treatment with a payment plan through Total Lifestyle Credit can help remove the financial barriers that sometimes delay important care.
TLC offers a flexible way to spread the cost of your treatment into manageable repayments, allowing you to move forward with your dental care sooner. The application and approval process is handled directly by the TLC team, who will guide you based on your individual circumstances. Our team at Pimpama Dental is also here to support you and answer any questions along the way.
The following steps outline how the process works:
- Step 1:
Apply online using the secure TLC application form - Step 2:
TLC will assess your application and discuss repayment options - Step 3:
Once approved, you can proceed with your dental treatment - Step 4:
Repay your treatment through manageable instalments
Let Us Help You Navigate TLC
Inform us if you plan to use TLC for your dental treatment. We’ll guide you through the process and explore alternative financial options.
What’s Covered with TLC?
Under Total Lifestyle Credit, a wide array of dental treatments are typically covered, including:
- Orthodontics: Braces or Invisalign for correcting misalignment.
- Dental Implants: Restoration of missing teeth for improved function.
- Cosmetic Dentistry: Procedures like whitening, veneers, or bonding.
- Restorative Dentistry: Treatments such as crowns, bridges, or dentures.
- Oral Surgery: Including wisdom teeth removal or gum grafting.
It can also cover associated medical and cosmetic fees where applicable.
Who Can Apply?
TLC Supports a Wide Range of Applicants
TLC considers patients from many different financial backgrounds, including:
• Full-time and part-time workers
• Casual employees (minimum 3 months employment)
• Centrelink recipients (including carers, disability, veterans, and single parents)
• Applicants with minor credit history issues
• Young applicants with limited credit history
• Parents or family members applying on behalf of someone
Approval is subject to TLC’s lending criteria.
Why Patients Choose TLC
A payment plan with Total Lifestyle Credit can make it easier to manage the cost of your dental treatment, allowing you to move ahead with care when you need it. Below are some of the key benefits of choosing TLC.
- Start Treatment Sooner:
Many patients delay treatment due to cost. TLC allows you to move forward now, helping prevent dental problems from worsening. - Flexible Repayments:
Payment options are structured to suit your budget. - No Upfront Costs:
You can begin treatment without paying large upfront fees.
Frequently Asked Questions
How much are repayments?
Affordable weekly payment options
Repayments will depend on your treatment cost and personal circumstances.
For example:
A $15,000 treatment may be approximately $95 per week*
This allows you to start your treatment sooner and spread the cost into manageable payments.
*Individual rates and repayments will vary based on your credit profile.
Is there an upfront cost?
No. TLC does not charge upfront fees. Your repayments cover the full cost of the plan.
Can I pay the loan off early?
Yes. There are no early payout or exit fees.
How long does approval take?
In many cases, applications are processed quickly. TLC will guide you through the process.
Does everyone get the same interest rate?
No. Interest rates are personalised based on your credit profile and circumstances.
Will TLC deal directly with me?
Yes. TLC manages the application, approval, and repayment process directly with you.
Make an Enquiry
Important Information
Total Lifestyle Credit Pty Ltd
Australian Credit Licence 509691
Speak to TLC directly for a quote based on your personal circumstances and for full terms and conditions.
All finance is subject to approval and lending criteria.
